![]() You have 180 days after the purchase to make a dispute. Your first step is to file a dispute with the seller. When you buy an eligible item, PayPal’s Purchase Protection will fully reimburse you if the order doesn’t arrive or the product doesn’t match the seller’s description - as long as your account and the transaction fall within their guidelines. So what do you do in that case? How to use PayPal’s Purchase Protection program Unfortunately, most scammers will accept your payment right away. ![]() Click “ Cancel” under the payment and then “ Cancel Payment.”.Find the payment (it should say “pending” and “ hasn’t accepted yet”).If your transaction is listed as “pending” (meaning your payment hasn’t yet been processed), you can cancel it and get a refund. How to cancel a pending payment if you think you’re being scammed Requesting chargebacks through your credit card.Using PayPal’s Purchase Protection plan.The good news is that PayPal has policies in place to protect you against most types of fraud.ĭepending on the type of scam, you can try to get your money back by: The bad news is that both buyers and sellers can get scammed on PayPal. □ Related: What To Do If You’ve Been Scammed Online & How To Report It → Were You Scammed on PayPal? Here’s How To Get Your Money Back Try Aura’s 14-day free trial for immediate protection while you’re most vulnerable. If a scammer tries to access your accounts or finances, Aura can help you take action before it’s too late. Aura’s top-rated identity theft protection monitors all of your most sensitive personal information, online accounts, and finances for signs of fraud. Consider signing up for identity theft protection.Or, use Aura’s one-click credit lock to instantly lock and unlock your Experian credit file. Contact each of the major credit bureaus to request a credit freeze. A credit freeze (or credit lock) stops fraudsters from opening new accounts or taking out loans in your name. An identity theft protection service like Aura can monitor your credit and statements for you and alert you to any signs of fraud. ![]() Check for the warning signs of identity theft - such as strange charges on your bank statement or accounts you don’t recognize. Scammers are almost always after your financial accounts.
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